Tag: healthcare

Do you let your 8 year old smoke?

~ SA Otey

8yearoldSmoker

Just thought it was odd when I was renewing my policy during open enrollment for Blue Cross Blue Shield. Can’t believe it’s an option, but I’m sure if you clicked next on the signup wizard you would be denied coverage and reported to DSS. At least, that’s what should happen.

A side note, I got a letter from South Carolina Blues saying that there are cheaper options than I currently have. There was also a slam about our “current administration” in there too. But the shocking thing is I compared the two plans and one of them was $300 cheaper for the EXACT same coverage. Let that be a warning to you. Go check out your open enrollment options, don’t let your same policy roll over. You could be paying more than you should.

Punishing people with Healthcare Prices

~ SA Otey
ambulance architecture building business
Photo by Pixabay on Pexels.com

For as long as I’ve been employed I’ve had healthcare coverage. However, I worked for a company that doesn’t provide those benefits, I was on my own to purchase. First of all, it shouldn’t be called Healthcare, it’s really more like catastrophic sick care. The only reason you need it is if you wind up in the hospital, so that you don’t ruin your life financially.

Why punish people who make more money? I get the same coverage as my neighbor, but I’m paying twice as much because I make more money. That makes no sense. It’s like paying twice as much for gasoline and groceries just because I bring home more green. Sure, I could shop at Whole Foods or Earth Fare, but I shop at Aldi and Walmart because Blue Cross and Blue Shield are bleeding you dry. I guess this is what we call paying our fair share?

Tax reform doesn’t seem to matter. Whatever minimal break I get on the taxes won’t begin to cover the heaping piles of cash my healthcare provider is raking in. I’ll get the same (or worse) coverage for an exponential rate increase.